PLOS Terms of Service
1. Acceptance of Terms
By creating an account or using PLOS you agree to these Terms of Service and to our Privacy Policy. If you do not agree, do not use the app.
2. Description of Service
PLOS is a personal life management application that consolidates financial, career, safety, and productivity information into a single AI-assisted dashboard for one individual user.
3. Permitted Use
- PLOS is licensed to you for personal, non-commercial use only. You may not resell, sublicense, or provide PLOS as a service to third parties.
- You must be at least 17 years old to create an account.
- You may not use PLOS to store or process another individual's data without their explicit consent.
- You may not attempt to reverse-engineer, decompile, or exploit the app or the API endpoints.
4. Account Responsibilities
- You are responsible for the accuracy of the information you enter, including financial, career, and health data.
- You are responsible for maintaining the confidentiality of your login credentials.
- You must notify us immediately at plos.support@gmail.com if you suspect unauthorized access to your account.
5. Financial Disclaimer
6. Legal Disclaimer
7. AI Content Disclaimer
PLOS uses multiple AI providers (Anthropic Claude, OpenAI, Google Gemini, Perplexity) to generate personalized advice, summaries, and recommendations. AI-generated content may occasionally contain errors, be out of date, or reflect model bias. Verify any material claim before acting on it.
8. Third-Party Services
PLOS integrates third-party services including Plaid, Firebase, Google Maps, SerpApi, OpenWeatherMap, HaveIBeenPwned, ExchangeRate-API, ElevenLabs, and the AI providers listed above. Your use of features that depend on these services is also governed by their respective terms of service. PLOS is not responsible for outages or content originating from these third parties.
9. Warranty Disclaimer
PLOS is provided "AS IS" and "AS AVAILABLE," without any warranty of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, uptime, or data accuracy.
10. Limitation of Liability
To the maximum extent permitted by law, in no event shall Moses Ndifon, LifeOS AI, or any contributor to PLOS be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost data, loss of goodwill, or business interruption, arising from your use of PLOS — even if advised of the possibility of such damages. Total liability for any claim is limited to the amount you paid for PLOS in the 12 months preceding the claim (which for the current free version is $0).
11. Termination
You may delete your account at any time from within the app or by emailing plos.support@gmail.com. We may suspend or terminate accounts that violate these Terms or that pose a risk to other users or the service.
12. Changes to These Terms
We may update these Terms from time to time. Continued use of PLOS after an update constitutes acceptance of the revised Terms. The "Last Updated" date at the top of this page indicates when the Terms were last revised.
13. Governing Law
These Terms are governed by the laws of the State of Georgia, United States, without regard to conflict-of-law principles. Any dispute arising from these Terms shall be resolved in the state or federal courts located in DeKalb County, Georgia.